Our finance options

We work with well established lenders (Motor Finance Companies and Banks) to find you a finance option that you like. We won't pressure you into a decision and let you chose for yourself. Other finance lenders are availabe but we work with MotoNovo Finance and Close Brothers Motor Finance (part of Close Brothers Group PLC).

They may be able to provide different options to you based on your credit score or rating, finance term and initial deposit. Your options will depend on this but we will do our best to find a deal you are happy with.

Alternatively, you can use the finance calculator on the details webpage of any car on our Stock Page to see what options may be available.

Finance Disclosure

Loaded Motors Limited is authorised and regulated by the Financial Conduct Authority (our registration number is 942596). Permitted activities include acting as a credit broker not a lender.

We can introduce you to a limited number of lenders and their finance products, we act as their agent for this introduction. We are not an independent financial advisor; we will provide details of products available. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. We will typically receive commission from whichever lender we introduce you to (either a fixed fee or a fixed percentage of the amount you borrow).

Acting as a credit broker we can introduce you to a selected group of lenders and many other lenders through our partner brokers, with your permission we can also provide your contact number to our selected broker who can contact you directly and may be able to help you finance your purchase.

This group of lenders / brokers provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. Unless we consider it to be inappropriate given your personal circumstances, for certain vehicles e.g. New, our approach is to introduce you to the lender who is usually able to offer the best available package for you, taking into account interest rates, residual valuations (where applicable) and other contributions. If they are unable to make you an offer of finance, or the vehicle is not one that we would normally place with them we will introduce you to other lenders on our panel. The lender we introduce you to and available rates will depend upon a number of factors including: the vehicle, your personal circumstances and the likelihood of a lender to accept an application based on information provided. Lenders typically pay a commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions; some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you would like to know the amount of any remuneration, we have received from the finance provider, please ask us. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, guarantees may be required.